The ExxonMobil™ Smart Card: The smart way to pay for fuel

Apply for an ExxonMobil Smart Card today, and if approved, enjoy two months of bonus savings after your account open date: Get 30¢ off every gallon* of fuel at Exxon™ and Mobil™ stations — plus, get $6 back* when you pay with your new card in the Exxon Mobil Rewards+™ app three times in the first two months.*
After that, get 6¢ off every gallon* of gas instantly at the pump and even more perks:
  • Pump Koala icon

    See savings instantly

    You don’t have to wait for a statement to earn 6¢/gal.* Savings will be applied right away at the pump!

  • Cash protection logo

    $0 fraud liability

    Feel secure with $0 liability on unauthorized charges.

  • Security logo

    Online account management

    Review charges and make or schedule payments.

    Already have an ExxonMobil Smart Card?

    Manage your account

  • cash return icon

    ATM cash access

    Access your funds at 200,000+ Cirrus ATMs. Cash advance fees apply.

  • stats icon

    Tracking fuel costs

    View monthly itemization for each card and/or person on your account.

  • Customer Service Logo

    Citi® Identity Theft Solutions

    Get specialized assistance if you become a victim of identity theft.

You can also apply for a Smart Card in our app.

Frequently asked questions about ExxonMobil™ Smart Card offers

How do I earn the 6¢ with my ExxonMobil Smart Card?

Just swipe your card as you would normally, and you’ll earn 6¢ on every gallon of Exxon™ or Mobil™ fuel purchased right at the pump instead of earning a statement credit. So there’s no waiting for credit — you’ll get instant savings.

How do I earn the 30¢ promotional offer?

Apply for the ExxonMobil Smart Card anytime from Feb. 1, 2021 through Jan. 31, 2022 and if approved, you’ll earn 30¢ on fuel purchases for two months from your account open date. During this special limited-time promotion, you’ll earn 6¢/gal right at the pump and 24¢/gal as a statement credit on qualifying purchases. You can apply for the ExxonMobil Smart Card online at or you can download the Exxon Mobil Rewards+™ app and apply through the app.

Do I have to download the Exxon Mobil Rewards+ app to earn the $6 statement credit?

Yes. To earn the extra $6, you must download the Exxon Mobil Rewards+ app, sign up your new ExxonMobil Smart Card within the app and make three or more mobile transactions within two months from your account open date. You will earn the $6 as a statement credit.

What happens if I swipe my card and I don’t see the 6¢ instantly at the pump?

If discounts at the pump are unavailable for any reason, you’ll receive the discounts as a statement credit. In that case, you won’t see a reduction in the price per gallon at the pump. The statement credits will be posted to your monthly billing statement automatically.

A message to our loyal customers: Our response to COVID-19

As the situation surrounding COVID-19 continues to evolve, we want to assure you that we are here to support you in managing your ExxonMobil Credit Card account. If you’re experiencing financial hardship as a result of Coronavirus (COVID-19), simply log in to your online account here. Click on “Secure Message” within the special alert box on your Credit Home page, and then select the Topic “COVID-19 Payment Waiver Request” on the Secure Messages page and follow the prompts to confirm your request. Citi bank will respond to your request as quickly as possible. If you already requested financial hardship assistance due to COVID-19, you do not need to contact Citi bank again. Your request is being processed, and a letter will be sent to you within 7-10 business days.


*Subject to credit approval. Offer valid 2/1/21 – 1/31/22. New accounts only. The 30¢/gal discount is comprised of the 6¢/gal ongoing savings received as a reduced fuel price at the point of sale plus a 24¢/gal bonus discount applied as a statement credit. Bonus discount will be paid as a statement credit after qualifying purchases are made within the first 2 months from account open date. To qualify for the one-time $6 statement credit, you must download the Exxon Mobil Rewards+ app, add your ExxonMobil Smart Card as a payment method and make three mobile transactions within 2 months from account open date. May take 1-2 billing cycles for statement credit to appear with a qualifying fuel purchase. Offer valid at participating Exxon and Mobil stations. Account must be open and in good standing at all times to earn discount. In the event discounts at the point of sale are unavailable for any reason, you will receive the earned discounts as a statement credit. In that case, you will not see the 6¢/gal reduction in the price per gallon at the pump or prior to the completion of an in-store purchase. Qualifying in-store purchases exclude lottery tickets and gift cards. Terms & Conditions of the ExxonMobil Smart Card program apply.

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